Risk Management & Insurance Solutions for Your Business and Lifestyle.
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Helping You Protect What Matters Most
Welcome! I’m Lucas Keshtmand, a dedicated risk management consultant and independent insurance broker with nearly a decade of experience. I specialize in Commercial Property & Casualty, Life Insurance Planning for business owners and key persons, and High Net Worth Personal Lines across multiple states.
Born and raised in Baltimore and a Towson University graduate, I bring advocacy, integrity, and a consultative approach to every client relationship. Our proprietary Athlon Ascend Program™ goes beyond insurance—uncovering gaps, analyzing claims, and delivering tailored strategies to protect what matters most: your people, property, and legacy.
I view myself as a trusted advisor, not just a broker—serving as an extension of your team. With 80% of my business driven by referrals, I pride myself on relationships built on transparency, education, and results.
Let’s simplify insurance, reduce risk, and secure your future with confidence.
Licensed Insurance Advisor MD, DC, VA, PA, DE, CA, OH | NPN #18852413
Access to Top-Rated Carriers. Tailored Protection.
Unlike other insurance professional, as an independent advisor, I'm not tied to just one insurance company. I partner with multiple A+ rated carriers-- so your coverage is placed where it fits best, not where it's convenient.
Client and Partner Testimonials
" Write a quote here from one of your customers. Quotes are a great way to build confidence in your products or services. "
" Write a quote here from one of your customers. Quotes are a great way to build confidence in your products or services. "
"Lucas is incredibly responsive to not only my team but with my clients. He takes his time to understand your particular situation."
You Deserve More From An Insurance Pro
As your life and business change, so do your risk exposures and coverage needs.
Personal
Auto, Home, Umbrella, Flood, Jewelry, Life Insurance, etc.
Business
Liability, Auto, Property, Workers Comp, Cyber, Umbrella, Bond, Life Insurance, etc.
Professional Partnerships
Are you a CPA, Financial Advisor, Attorney, Lender, or Realtor?
Add a trusted insurance professional to your team to ensure you and your clients are handled with care.
Let's discuss a partnership.
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You Deserve More From an Insurance Professional